Research Shows Closed-Loop Prepaid Program Managers Drive Volume and Program Profitability Prepaid card program managers of Mercator have made distribution their top priority. Mercator Advisory Group’s Consumer Prepaid Distribution Strategies examines the methods available to prepaid card program managers as they seek out new outlets and markets The report focuses on how closed-loop gift card [...]
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Cycles Expert Charles Nenner Forecast
In a recent radio interview, cycles expert Charless Nenner offered some bold forecasts for the immediate future: – gold cycles are bottoming, and we might see a rise to $2120 per ounce, but not much more – expect a low in the US Dollar in March and April of 2012, after which we will see [...]
Are You Being Charged Debit Card Fees?
After conditioning consumers to use their debit cards for the past few years, some banks have a nasty surprise in store for us all. Some banks are waiting to see the fallout, but others have already jumped in. You may not know it, but your bank may be charging you a monthly fee for using [...]
Have iPad Will Bank With Citibank
By Tara Yap Online banking with Citibank is now accessible in your own iPad. The recent launching of Citibank for iPad has raised the benchmark for online banking with fast, reliable, and secured way of tracking and analyzing your finances. With Citibank for iPad, gone are the days of the old-fashioned style of ledger banking. [...]
How Will Debt Ceiling Deal Affect CD Rates?
Ally Bank Rates- Effective 8/5/2011 High Yield CD Duration APY 3 Month 0.44% 6 Month 0.99% 9 Month 0.99% 12 Month 1.19% 18 Month 1.25% 2 Year 1.39% 3 Year 1.74% 4 Year 1.90% 5 Year 2.30% 11 Month No Penalty CD 1.13% Online Savings Account 1.04% Money Market Account 1.04% Over the past month, [...]
Get More With Discover More Card
The Discover More Card is a balance transferrer’s dream. If you have carry a balance on your existing cards, now may be the time to look at this Long Duration Balance Transfer card. The 0% APR on balance transfers lasts for 18 month, with variable rates after that only 12% to 21%, depending on your [...]
You Can Access Your Credit Score Online
If you are an M&T account holder, you can access your credit score from Equifax, one of the three major credit bureaus, for only US$2.99 per month. The score you are going to get is a FICO score. A FICO score is the Equifax score a lender would see if you applied for credit. It [...]
Credit Card Delinquency Rate Decreases in 2011 Q1
TransUnion’s quarterly analysis of trends in the credit card industry shows that the national credit card delinquency rate decreased to 0.74 percent in the first quarter of 2011. Delinquency rate is the ratio of bankcard borrowers 90 days or more delinquent on one or more of their bank-issued credit cards. This delinquency rate is down [...]
Going Down! 3 Year CD APY Falls
New Jersey fixed income investors who use laddered CDs may want to note that CD rates are starting to drop again – some more rapidly than others. Ally Bank has changed its 3 year High Yield CD rate, effective today, 6/2/2011. The 3 year rate now stands at1.75% APY. That number has been slowly falling [...]
Ulysses S. Grant Presidential $1 Coin
Nothing makes a coin collector as happy as the release of a new coin with a good story attached to it. This week, the United States Mint hosted a launch ceremony with the National Park Service, celebrating release of the new Ulysses S. Grant Presidential $1 Coin. It was the 148th anniversary of Grant’s Civil [...]
